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Gregg Clymer

Coldwell Banker Realty

gclymer@thegcteam.net +1(717) 968-5087

Listed by Cindy Clipp • Long & Foster Real Estate, Inc.

$ 429,900

Est. payment -/mo

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18-20 WATER ST Thurmont, MD 21788

2,988 SqFt

UPDATED:

Key Details

Property Type Multi-Family

Sub Type Detached

Listing Status Active

Purchase Type For Sale

Square Footage 2,988 sqft

Price per Sqft $143

Subdivision Thurmont

MLS Listing ID MDFR2069024

Style Traditional

Abv Grd Liv Area 2,988

Year Built 1880

Available Date 2025-08-21

Annual Tax Amount $5,636

Tax Year 2024

Lot Size 8,486 Sqft

Acres 0.19

Property Sub-Type Detached

Source BRIGHT

Property Description

Rare Opportunity in the Heart of Thurmont – Two Homes, Eight Garages, and Endless Possibilities

This unique property offers two detached single-family homes, eight garage bays, and flexible residential/commercial zoning—all on one parcel with a single tax ID. It's ideal for investors, multi-generational living, or those seeking home-based business potential.

This property carries both historical charm and modern flexibility. The main home is move-in ready, featuring spacious living areas, a main-level bedroom and full bath, two additional bedrooms upstairs, and a sitting room over the kitchen. A new washer and dryer is also located on the main level.

The second home includes a large upstairs bedroom with a full bathroom. The kitchen and second full bath are located on a half-level down (both in need of full rehab). The finished lower level includes a rec room and laundry area with a newer washer and dryer. A large upper-level deck needs repair, but the lumber to rebuild it is included.

Additional features include:

Eight total garage bays across three structures:

4 facing the rear alley (3 currently rented month to month)

3 side garages

1 tucked beneath the rear deck

Each garage bay has electric (no water)—ideal for storage, workshop use, or contractor needs

Public water and sewer

Boiler heat (oil), window A/C units, and electric hot water heaters (both approximately 2 years old)

Located just minutes from downtown Thurmont, Route 15, Cunningham Falls State Park, and Catoctin Mountain Park, this property offers convenience, versatility, and strong potential for value growth.

Property is being sold as-is.

Don't miss this one-of-a-kind opportunity with flexible use, income potential, and a prime location in Northern Frederick County. Schedule your showing today!

Location

State MD

County Frederick

Zoning CR

Rooms

Basement Combination, Improved, Interior Access, Partially Finished, Workshop, Windows

Interior

Interior Features 2nd Kitchen, Attic, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Traditional, Recessed Lighting

Hot Water Electric

Heating Baseboard - Hot Water, Radiator

Cooling Ceiling Fan(s), Window Unit(s)

Equipment Dryer - Electric, Washer, Refrigerator, Oven/Range - Electric

Fireplace N

Appliance Dryer - Electric, Washer, Refrigerator, Oven/Range - Electric

Heat Source Oil

Exterior

Parking Features Garage Door Opener, Additional Storage Area, Garage - Front Entry

Garage Spaces 8.0

Utilities Available Above Ground

Water Access N

Accessibility None

Attached Garage 1

Total Parking Spaces 8

Garage Y

Building

Foundation Permanent

Sewer Public Sewer

Water Public

Architectural Style Traditional

Additional Building Above Grade, Below Grade

New Construction N

Schools

High Schools Catoctin

School District Frederick County Public Schools

Others

Tax ID 1115323450

Ownership Fee Simple

SqFt Source Assessor

Special Listing Condition Standard

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Gregg Clymer

Team Leader | License ID: RS270181

+1(717) 968-5087

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Gregg Clymer

18-20 WATER ST Thurmont, MD 21788

Key Details

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